Can I Finance a Boob Job?
Looking to finance a breast augmentation or other breast surgery? While there are some financing avenues available, ultimately, it depends on the surgeon, its associated financial policies, and the financing options offered by third-party companies.
Breast Surgery Financing Options
- Health insurance – In most cases, breast augmentation, breast lift, and reduction procedures are considered to be cosmetic and therefore, not covered by health insurance.
- Credit cards – Most surgeons accept major credit cards, including visa, mastercard, etc. It may be worth noting that some clinics offer discounts if you use a certain type of card.
- Medical credit cards – Special credit cards are available through financing companies that are specifically suited to finance medical treatments, including breast surgery. Some of these cards may offer interest-free or low-interest rates depending on the credit card.
- Payment plans – It’s common for many surgeons to offer in-house payment plans. Depending on the clinic, payment plans may be 0% interest-free or could include a small interest rate.
- Loans – Some banks and lending institutions provide loans specifically for cosmetic procedures such as breast augmentation or breast reduction.
Factors to Consider
When considering how to finance a breast surgery procedure, there are a few factors to consider. First and foremost, you should research the costs associated with the procedure. This will give you a better idea of how much money you will need to cover the costs of the procedure. Additionally, you should research and compare the interest rates and repayment terms of each of the financing options. Lastly, it might be useful to get recommendations from the surgeon’s office or other individuals that have previously used a financing option to finance their procedure.
In conclusion, while it is possible to finance a breast augmentation or other breast surgery procedures, ultimately, the financing option will depend on the surgeon’s financial policies, the third-party financing options, and the individual factors discussed previously.