Can I Work Another Job While On Short Term Disability?
If you’re on a short-term disability (STD) leave and considering working another job while on this, there are a few factors to consider. Here are the highlights, including how working another job while on short-term disability can affect your benefits.
Impact On Benefits
While it is allowable to have another job while on STD, there are some restrictions. How working a second job will affect your benefits will depend on the income you make from the other job. If your earnings exceed a certain amount, your STD disability payments may be affected.
Talk To Your employer & Health Insurance Provider
Before assuming that you can work another job while on short-term disability, it is best to consult with your employer and health insurance provider. This way you can be sure that what you are doing is within the guidelines of your policy.
Consider the Restrictions
Depending on your policy and your employer you may or may not have certain restrictions while working another job on short-term disability. Here are some restrictions:
-
- Working Hours: You may be restricted in how many hours you can work while on short-term disability.
-
- Location: You may also be restricted in where you can work. Some policies will only allow you to work in the same city or county you live in.
-
- Type of Work: The type of work that you can do while on short-term disability may be limited. You may not be able to take a job that requires the same type of physical or mental demands as your former job.
Bottom Line
If you are considering working another job while on short-term disability, you should consult with your employer and health insurance provider to determine if working another job is allowable. After determining that it is, you must also make sure that you follow the restrictions and do not exceed the earnings limits that may affect your benefits.