can you apply for an apartment without a job

can you apply for an apartment without a job

Can You Apply for an Apartment Without a Job?

Yes, it’s possible to apply for an apartment without having a job. This can be a difficult process, however there are a few options available. Understanding the nuances of each option is key to successfully booking an apartment without job income.


If you’re self-employed, you can try to present your self-employment as a source of income when applying for an apartment. Documentation will be requested, such as bank statements and tax returns. Requirements may also include having a certain amount of time in business, and having the ability to demonstrate ongoing success.

No-Income Approach

It’s possible to take a no-income approach when applying for an apartment. This method uses assets and other financial documentation instead of income documentation. Assets should be liquid, such as cash in the bank, cash value of life insurance policies or retirement funds, or a trust fund. These assets must exceed the annual rent, usually two to three times. If you’ve just graduated college, you may be able to use money saved for college as verification of sufficient assets.


Another option is to enlist the help of a co-signer. This person should have a job and a good credit history, as their information will be used to verify the apartment application. The co-signer is legally responsible for any unpaid rent and other fees, so it’s important to choose someone who is willing and able to take that responsibility.

Other Considerations

Finally, keep in mind that some landlords may also ask for additional information, such as a copy of a driver’s license, a deposit (sometimes up to twice the monthly rent) and pet fees (if you have a pet).

In conclusion, it is possible to apply for an apartment without a job, but you must be prepared to provide supporting documents and demonstrate that you have means to pay the rent. With the right preparation, you can successfully rent an apartment without a job.


  • Self-employed applicants may use bank statements and tax returns as income verification.
  • The no-income approach uses assets and other financial documents.
  • A co-signer with a job and good credit can be helpful.
  • Extra documentation, a deposit and pet fees may be required.
  • Preparation is key to successfully renting an apartment without a job.


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