What is Workers’ Compensation?
Workers’ Compensation is a type of insurance that provides wage replacement and medical benefits to employees who are injured or become ill as a result of their job. It is also sometimes called “workman’s comp” or “workers’ comp.” While Workers’ Compensation insurance may be provided by employers, it is regulated and enforced by state governments.
Can You Work a Different Job While on Workers’ Compensation?
Yes, you generally can work a different job while on Workers’ Compensation. However, you should be aware of the following factors before you make any decisions:
Restrictions
Your Workers’ Compensation benefits may be affected or even eliminated if you are able to work in a different capacity while receiving the benefits. There are several restrictions in place to ensure that you aren’t getting paid too much or taking advantage of the system. Before working a different job, you should consult with your Workers’ Compensation lawyer or adjuster.
Hours
Generally speaking, you may not be able to work more than 32 hours per week while receiving Workers’ Compensation benefits. Working more could result in the suspension or termination of your benefits.
Type of Work
You should also be aware that the type of job you take must be approved by your Worker’s Compensation adjuster. Generally speaking, you are allowed to take jobs that meet any of the following criteria:
- Similar Job: This job has approximately the same pay, hours and requirements as your job prior to being injured.
- Light Work: This job requires less physical activity and fewer hours than your pre-injury job.
- Declined Job: You turn down employment due to restrictions related to your injury.
Conclusion
Overall, you can work a different job while on Workers’ Compensation. However, you should be aware of the restrictions and guidelines in place to ensure that you do not take advantage of the system. Additionally, any job you take must be approved by your Workers’ Compensation adjuster.