how to get a free paint job from insurance

how to get a free paint job from insurance

Getting a Free Paint Job from Insurance

Having your car hit by another vehicle can be very upsetting, but sometimes you can get some good news from your insurance. Depending on your insurance policy, you may be able to get a free paint job for your car if it was damaged in an accident.

What to do if You are in an Accident

If you are involved in a car accident, the first thing to do is document the incident by calling the police and taking photos of the damaged vehicles. The photos should be taken at the accident scene, with a close-up of the damage to the vehicle. If a third party is involved, be sure to get their information, as well.

Check Your Insurance Policy

Next, check your insurance policy to determine what is covered in the event of a car accident. Depending on your policy and the state you live in, you may be eligible for a free paint job. Commonly, insurance companies will cover the cost of repair and painting, if the damage was caused by the negligence of another driver.

Find an Auto Body Shop

The next step is to find an auto body shop to do the repairs and painting. Ask for a written estimate for repair and painting, so you have an idea of the costs. Be sure to ask the shop if they will honor your insurance company’s rate and if they are willing to work with your insurance adjuster.

Confirm Coverage with Your Insurance Company

Once you have the estimate from the auto body shop, you need to confirm that the costs are covered by your insurance policy. Call your insurance company, provide them with the estimate, and make sure all costs are covered.

Get Your Car Repainted for Free

Once the costs have been confirmed and approved by your insurance company, you can get your car repaired and repainted for free! Make sure to check with the auto body shop about their timeline for repairs and painting, so you know when your car will be ready to go back on the road.


Getting your car repaired and repainted after an accident doesn’t have to be costly. Depending on your insurance policy, you may be eligible to receive a free paint job, so take the time to check your policy and find out what is covered. With a little effort, you can get your car looking like new in no time!


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