What happens to Child Support if I Lose My Job?
In today’s uncertain economic climate, it is not uncommon for an individual to suddenly find themselves without a job. While this can cause financial turmoil for anyone, the effects can be particularly acute for individuals who are paying or receiving child support. Below we provide an overview of what happens to child support if you lose your job.
Payment of Child Support
If you are paying for child support and suddenly find yourself unemployed, then your current obligations still remain in place, and it is important to take the necessary steps to stay on top of payments.
Modification of Child Support
It is possible to request a modification of your child support obligation if you have experienced a significant decrease in income. It is important to consider the following when requesting a modification:
- The State Where You Reside. Each state and jurisdiction has different rules and regulations when it comes to child support. It is therefore important that you check the state where you reside to understand the relevant process and requirements.
- Length of Time Without Income. Depending on the state where you reside, you may be required to provide evidence of a ‘temporary unemployment’. This could mean providing a ‘notice of termination’ from your previous employer, or proof that you have been actively searching for a new job.
- Length of Time Paying Child Support. Depending on how long you have been paying your child support obligation, the court may take account of unemployment when considering a modification request.
Penalty for Non-Payment
It is important to take notice of the deadline for child support payments, even if you have requested a modification. If payment is not made, or if you can’t prove to the court why you have not made payment, then you may be subject to penalties, fines, or have your license suspended.
Seek Professional Advice
If you find yourself without a job, it is important to seek professional advice to understand your options, such as seeking a modification of child support or setting up a payment plan. An experienced attorney can provide objective advice based upon your individual circumstances.
In conclusion, if you are paying or receiving child support, and you suddenly find yourself without a job, it is important to take the necessary steps to understand how this will affect your individual situation.